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Billing Cycles per year = Biweekly/Weekly (you will be paid weekly or just about every two months) = 26 and Month to month/Twice month to month (you will be compensated month-to-month or two situations per month) = 2405, with a total payback number of $1,800.93 which including the 3% rate paid with the loan amount, would have a complete cost of $2